Broker Check

Retirement Planning

“Because Life is More Than a Paycheck.”
- Ralph Grauso

At ASC Financial Group we believe that life is more than a paycheck. Our mission is to ease your worries and help you create a sound financial strategy that provides not only a steady paycheck for life, but a playcheck as well.

As Part of The ASC Financial Group Process, we'll help you create a retirement income plan that balances:

  • Daily Living Expenses
  • Budgeting for Luxuries & Quality of Life
  • Planning your Social Security Benefits for Maximum Results
    Social Security can add $1M to your retirement fund*
  • Factoring in Pensions Withdrawal Strategies
  • Factoring in both Expected & Unexpected Medical Expenses
  • Planning for the unexpected and the inevitable

How Much is Your Retirement Worth?

Many seniors under estimate the true value of their retirement, once you factor in Social Security and Pensions the numbers are usually quite a bit larger than most people suspect.

Consider the following:

  • Average Retirement Savings: $255,000
  • Average Home Value: $188,900
  • Average Social Security Benefit for a Married Couple: $1,024,848
  • Total Retirement Value: $1,468,748

Providing for a Tax-Free Retirement:

Did you know: up to 85% of your social security can be taxed?

The good news is that as a senior you now have the great advantage of being able to control just how much taxable income you have each year. Through forward tax planning we can help you plan your retirement and help you choose the right strategies and vehicles for getting the most out of your social security, pension and investments.

We will help you take advantage of your unique situation to help you make the most out of your retirement. Imagine if the next time you had a stock market loss or business loss you were able to convert that in to a tax-free retirement saving? Our goal is help you maximize your retirement while minimizing your taxation using every rule in the book. As retirement specialists we have the training and experience to get the most out of your retirement.

Planning For The Unexpected and The Inevitable:

Protecting your retirement from unexpected health issues to sudden market volatility is all a part of the ASC Financial Group Process. It is our belief that in order to have a safe and secure retirement one needs to know that they are financial secure no matter what happens. At ASC Financial Group we'll work with you to help you protect and insure your retirement front the unexpected and the inevitable. We'll help to make sure that you have funds available in the event of an emergency, and we'll help you make sure that a sudden hospitalization won't cripple your retiremen fund.

To Learn More Attend an Upcoming Class!

Ralph teaches regular classes for local seniors, these classes are designed to help seniors understand and take control of their financial future. It is Ralph 's belief that confidence and peace of mind can only be achieved when you know without a shred of a doubt that you've made the best decision for yourself and your loved ones.

Click Here, for a complete listing of upcoming events in your area, or call today and schedule a free no-obligation consultation with Ralph . Take control of your future. You deserve better.